Our Team

Pearl Lemon Mortgages is a specialist mortgage brokerage dedicated to helping individuals, families, and investors secure the best financing solutions for their property needs. Whether you’re a first-time buyer, a property investor, or a high-net-worth individual seeking bespoke mortgage solutions, our team of experts is here to guide you every step of the way.
Our Leadership
Charles Whitehead
With over 14 years of experience in property financing and investment, Charles Whitehead brings an unparalleled depth of knowledge to Pearl Lemon Mortgages. He has successfully advised clients ranging from first-time buyers navigating mortgage complexities to high-net-worth individuals structuring multi-million-pound property portfolios. His expertise ensures clients receive tailored mortgage solutions that align with their financial goals.
Charles specializes in:
High-value mortgage structuring
Buy-to-let and investment property financing
Complex lending and specialist mortgages
International mortgage solutions
Bridging finance and development loans
Refinancing and portfolio optimization


Jillian - Mortgage Specialist
Jillian is the driving force behind Pearl Lemon Mortgages, bringing passion and dedication to helping clients secure the best mortgage deals. She understands that obtaining a mortgage is more than just securing a loan—it’s about making dreams a reality and ensuring long-term financial security.
Specializing in mortgage solutions for first-time buyers and seasoned investors, Jillian provides clear, honest advice that simplifies the mortgage process. Her extensive experience allows her to navigate the intricacies of mortgage applications with confidence, ensuring clients receive the most competitive rates and terms.
With Jillian, you’re not just getting a mortgage advisor—you’re gaining a trusted partner in your property journey. Ready to take the next step? She’s here to help!
Jude McDaid - Mortgage & Investment Finance Specialist
Jude McDaid combines hands-on property investment experience with expert mortgage advisory skills to deliver financing solutions tailored to client needs. As an active investor himself, Jude understands the importance of securing the right mortgage to maximize investment returns and build a profitable portfolio.
His areas of expertise include:
Bespoke mortgage structuring
Investment property financing
Market analysis and mortgage rate negotiation
Portfolio refinancing strategies
Bridging loans and development finance
Jude’s investor-first approach ensures that every mortgage recommendation aligns with long-term financial goals, making him a trusted partner for investors and homeowners alike.


Deepak Shukla - Founder
Deepak Shukla, a European-based entrepreneur, founded Pearl Lemon Mortgages with a vision to simplify the mortgage process and provide tailored financing solutions for all types of property buyers. His extensive experience in business growth and international markets has been instrumental in expanding Pearl Lemon Mortgages’ reach, ensuring clients receive world-class mortgage services regardless of their location or financial background.